Okay, it's time for me to haul out my soap box again, so brace yourself.
I saw an interview on TV with a young couple who were explaining how they were being hounded mercilessly by a collection agency. We, the viewing audience, were expected to feel compassion for this poor couple who had spent themselves into a hole, buying things they couldn't afford. They claimed that they had no choice but to file bankruptcy. This was a young, healthy, articulate, white couple. They had suffered no calamitous natural disaster, no medical tragedy, not even an unplanned pregnancy. They had simply bought things they couldn't afford and now discovered that the accumulated payments were making their lives uncomfortable.
The gist of the story was that they were the hapless victims of predatory lenders and bankruptcy laws that discriminated against the "little guy". Not once did anyone suggest that these educated adults had any culpability. The option of bankruptcy was addressed as a perfectly moral and rational course of action. No one ever suggested that they sell some of their unaffordable possessions and pay off the remaining debts while they lived on beans and rice. No, they were entitled to the American dream even if it was at the expense of someone else.
Am I the only one who is offended by this? At the risk of sounding like Andy Rooney, I have to object. When I first left my parent's house, I didn't run out and buy on credit all of the things my parents had taken a lifetime to acquire. I didn't live in a house as nice as theirs and I furnished my modest digs with hand-me-downs and things I could afford to pay cash for. When my house was burglarized, I replaced what I could, paying for it from my savings, and doing without what I couldn't afford. When I did borrow for my first car (a Ford Pinto), it would never have occurred to me to renege on my promise to pay. Thanks to my parents, who began teaching me self-reliance at an early age, I had no sense of entitlement.
While I'm on the subject of parenting, I might as well explain the steps my parents took to create independent children. Apparently, it's a mystery to many modern parents as I hear them complaining about their adult children who are living with them, unemployed, unmotivated and ungrateful. First step is to teach kids how to work. Let them know that their efforts are necessary to the running of the household. Their responsibilities around the house should increase with their ability. The modern approach is to teach children that their only duty is to go to school and get good grades. That's like teaching them that when they grow up, all they have to do is go to work and someone else will tend to the details of maintaining their home. How do they ever learn to do simple household chores if parents don't teach them? I know, it's about five times more work to get a kid to do something than it is to do it yourself, but that's the price you agreed to pay when you took on the task of raising children.
Second, when your kid is old enough to work for pay (I started baby sitting and doing housework for neighbors at 11) teach them that their earnings are not theirs to spend on luxuries. The lion's share should be used for necessities with only a small portion used for entertainment or luxuries. I started paying my own dentist bills while I was a teenager. You may think this sounds harsh but it made the transition to being self supporting painless. By the time I moved out, I had been paying all of my own expenses and a token payment to my parents for room and board for several months.
That's not to say that my folks didn't help me financially. When I wanted to buy a used car because it was cheaper, they loaned me the money for a new car and only required me to pay back half of the loan because they didn't want me driving something that might be unsafe. And I was grateful. I appreciated their generosity, unlike my friends who had nicer cars, credit cards and spending money provided by mom and dad as a matter of entitlement.
For parents who have skipped steps one and two and are now supporting adult children who are unmotivated and ungrateful, I suggest the following approach: Immediately stop giving your offspring cash. When he has no cigarettes and no money, he will be more interested in finding a job. Nicotine addiction is a powerful motivational force. Next, take control of your home. Tell your kids they may entertain their friends when they have their own place. No more hanging out with their unemployed friends in your house. Finally, if he can't find a job, give him one. My neighbor goes off to work every day to clean other people's houses while her kids sleep in until noon. When she comes home, she cleans her own. If your kid is unemployed, hire him to be your maid, gardener, car washer, painter, etc. His pay is his room and board. No cash. Like any employee, he works a regular schedule with regular days off. A real job starts to look more appealing when the job at home entails the same inconvenience to his vacation schedule.
And last, you may insist that he stop doing drugs while he lives in your home. Real employers demand no less. In short, prepare him for the real world. I know, you think your kids won't like you if you make these demands, and you're right, but at least they will respect you. If your choice is between having your kids hold you in contempt, which is what they do when you allow them to run your household, and having them hate you, which they may when you make difficult changes, wouldn't you prefer their respect?
Can you believe it? You're getting all this good advice from someone who never had any kids of her own. It all sounds so easy from my vantage point. 
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